Wednesday, April 8, 2009

How to use a Payday Loan to buy Necessary things...

The "Payday loan" helped me become as fit as a fiddle by giving me money; unbelievably simply, to help me grab a nice offer for a treadmill I badly needed to buy. Working all day and doing very little exercise had been taking the toll on my health. Yes, I have been putting on weight gradually. I knew I had to do some exercise to keep myself become more fit but I kept postponing it, till I could save enough to buy a treadmill. This has been on my mind a lot lately, but not being good at saving I never could actually find the money to buy one. My style was to spend half my salary as soon as I got it, then I would be left with hardly any money to save for anything special. Putting on weight has also become a problem because everyone around me has started commenting on it. My friends kept asking me to do some exercise and I ke pt telling them, I am saving to buy a treadmill and would start exercising as soon as I buy one.

An Interesting Policy:

Recently a friend who has been hearing me say this for some time asked me how much I had saved and how much more would I need. She knew me inside out, she could read through me to know that whatever I might have saved would have been used up for some other purpose. Being the good friend she is told me if I could not line up enough money to buy one, I should try a payday loan to fund my purchase, rather than putting off the purchase like I had been doing. She said the loan would make it possible for me to buy the treadmill without bothering having to save a bit. Her policy was, when you want something, get it somehow and then everything else will fall in to place. This sounded interesting so I asked for more details about the loan.

What is Payday loan?

So I got to learn that payday loans are loans that I can get as an advance from my own income. Once I applied for one it is typically delivered to me on the same day. Some lenders would not even ask for a credit check or faxing of documents. All you have to do is fill out an application online or even over the phone and get the loan transferred to your bank account. The terms and conditions are no different from any other loan. You do not even have to pay any separate charges to get this loan from some lenders. My friend told me that she usually takes her loan from 'Personal money store' to meet necessary expenses and she gets all the benefits stated above.

The Result:

This got me interested and for the fun of it just tried applying for one and to my surprise I got the loan on the very same day. Now I did not have anymore excuses to put off buying the treadmill so I bought one. Then on I studiously started using it and could loose my weight. Not only did I loose weight I do feel a lot more refreshed and more energetic.

Had it not been for the payday loan, I would not have bought the treadmill or started my exercises to loose weight.



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