Sunday, September 12, 2010

'crash tax' goes along with deductibles for auto incident victims

Unless you hated your vehicle, there exists nothing good that comes from an auto crash. Auto insurance policy deductibles can be costly. The physical repercussions can be anything from annoying to disabling. Nevertheless, if that is not enough, many states have something else for you. It is getting wildly unpopular too. It’s called a crash tax, and it is not winning any supporters at all. You receive a bill, and a big one, if you obtain in an auto crash away from your home area if EMS even shows up to talk to you. Source for this article – Accident victims could have crash tax to go with deductible by Car Deal Expert.

‘Crash tax’ costs are regardless of error

The ‘crash tax’ isn’t complicated. If a person, outside the tax jurisdiction he or she lives in gets in an accident and is checked out by emergency services – even without asking – that person gets a bill for it. The bill is often never gargantuan, however is far from being innocuous. Typically, it appears to be a few hundred dollars. A recent profile in the NY Times had a man charged $200. The Chicago Tribune had a story of a woman charged $350. Neither needed hospital visits. Both declined to be checked out by medics.

You will find some bans in position

Several states have banned the practice, though they’re a minority. According to Injuryboard.com, there are ten states that have banned it. So far, Alabama, Arkansas, Georgia, Florida, Indiana, Louisiana, Missouri, Oklahoma, Pennsylvania, also as Tennessee have outlawed the practice. It isn’t a state law though. It is almost always a municipal decision. The idea is to recuperate funds used by giving emergency services to people that live elsewhere. It is also referred to as ‘resource recovery’. Currently, municipalities in 24 states have the crash tax, and fees are especially steep in California.

Even Warren Buffet’s insurance policy doesn’t cover it

Often, a individuals will be billed for EMS response even if they do not themselves request to be checked out by medics, which an insurance company will not include. Insurance companies oppose it. There are also other groups, including the AARP, which oppose the crash tax.

Additional reading

NY Times

nytimes.com/2010/09/05/automobiles/05CRASHTAX.html?pagewanted=1 and _r=1 and ref=automobiles

Chicago Tribune

articles.chicagotribune.com/2010-03-02/business/ct-biz-0302-problem-locklin-20100302_1_billing-ambulance-services-emergency

Sacramento Injury Board

sacramento.injuryboard.com/automobile-accidents/can-crash-tax-help-to-reduce-the-rate-of-accidents.aspx?googleid=284322



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