Wednesday, March 31, 2010

As Gilbert Arenas avoids jail, all average people will scratch their heads

After bringing guns to the Verizon Center and threatening Javaris Crittenton, his teammate, after a fight over a card-game debt that definitely didn't involve guaranteed loans, the Washington Wizards' guard Gilbert Arenas avoided jail. The prosecution is calling Gilbert's "self serving, ever-evolving" story a phony attempt to try and hide a pattern of "thuggish" intimidation and bullying while Arenas and his defense attorneys say it was just "a prank gone wrong," according to the Washington Post. Robert Morin, the D.C. Superior Judge, had sentenced "Agent Zero" to 18 months in jail at first but that part of the sentence was apparently suspended. In Morin's mind, 30 days in a half! way house, 400 hours of community service, two years probation, and $ 5,000 donation to a crime victim's fund are all that Gilbert Arenas owes to the community.

Gilbert Arenas earns $ 16.2 million per season

So of course the $ 5,000 donation is disgustingly low. Payday loans would do the crime victims just as well. But what about the lack of jail time since he will continue to be with the NBA as well as with the Washington Wizards? Even with guns being unloaded as Gilbert Arenas says his guns were, your average person who brings a gun to work is going to serve jail time and be fired.The practical joke defense wouldn’t hold water. Not serving in jail is effrontery to justice, whether Arenas is a joker who doesn't know when to stop or is a common gang-banger with more money than brains.

Might Judge Morin have requested Wizards season tickets? Unclear

What he did say, according to the Post, is that he “weighed several factors in issuing his sentence." First, the firearms he possessed were registered in Virginia. However, this occurredin Washington, D.C., which may have rung the probation bell.Secondly, Arenas has no history that was documented of violence, and it wasn't established that the guns were loaded. Guess we ought to cue Lee Greenwood's "Proud to Be an American!"

Gilbert Arenas had gun charges before.

In 2003, while exiting the Golden State Warriors as a free agent, Arenas was arrested outside of San Francisco when police discovered a gun in his car during a traffic stop.It was not registered in California, although it was registered in Arizona. "Agent Zero"served two years probation after he pled no contest to illegal gun possession.



Santonio Holmes of Pittsburgh Steelers, sued over alleged assault

<p>As if the Pittsburgh Steelers needed additional problems right now, USA Today reports: <a title=”Pittsburgh Steelers Santonio Holmes sued for alleged assault” href=”http://personalmoneystore.com/moneyblog/2010/03/29/santonio-holmes-assault-suit/”> Santonio Holmes gets slapped with a civil suit</a> for assault. Of course, it is not a criminal case, which could possibly mean there was not enough evidence to proceed there, but it is certainly enough to get the Steel City blue collar fans upset. Word on the street is that star quarterback Ben Roethlisberger will not be found at the team's off-season workout program due to a pending case against him for alleged criminal sexual assault. Of course, star wide receiver Santonio Holmes' drink-throwing action on Anshonoe Mills might appear small in comparison, but the Pittsburgh Steelers could certain fair better without these types of distractions.</p>
<h3>Santonio Holmes passes catcher, becomes a drink thrower</h3>
<p>Anshonoe Mills is alleging that on March 7, Santonio Holmes “ordered her to get up” off a couch in the Rain Night Club in Orlando, Florida in the VIP area. After what appeared to be a musical chairs-style scuffle, Santonio Holmes, according to Mills, then threw his drink right in her face and she received a cut from the broken glass. Whether she needed <a title=”Instant Cash Loans” href=”http://personalmoneystore.com/payday-loans/instant-payday-loans/instant-cash-loans/”>instant cash loans</a> to pay an ER bill is unclear, but Mills does claim that Holmes and the Orlando PD tried to get her not to press charges. Santonio Holmes allegedly even offered her an undisclosed sum of cash for her silence, which could have relieved the potential need to seek out the <a title=”Payday Lenders” href=”http://personalmoneystore.com/payday-lenders/loan-lenders/payday-lender/”>services of payday lenders&l! t;/a>.</p>
<h4>A Super Bowl XLIII MVP to a man of trouble</h4>
<p>This is not the first Pittsburgh Steelers embarrassment Santonio Holmes has caused, neither is this the first time he's gotten in trouble with the law. Holmes was charged in the past for marijuana possession; not to mention there were also the Santonio Holmes naked photos that somehow made its way to the cyber world in 2008. According to the Pittsburgh Tribune-Review, of the latest alleged scuffle between Holmes and Anshonoe Mills, no discussion has been released from the Holmes camp.</p>
<h4>Steelers history – how will these men be viewed?</h4>
<p>We all know that the Pittsburgh Steelers and the Rooney family have a long, distinguished history of success. The Rooney family is one of character, and when the on-the-field, take-no-prisoners war conducted by players like Jack Lambert was tolerated, it's the kind of embarrassment that players like Ben Roethlisberger and Santonio Holmes have brought upon the team that's particularly exasperating.</p>
<p>It's clear the media spotlight today is much brighter than it was during the Pittsburgh Steelers’ heyday of the 1970s. Pittsburgh fans would likely have a very different view of their sports heroes today if sources like TMZ and Bleachers Report had existed then. Ben Roethlisberger and Santonio Holmes have not yet been convicted for anything, but that doesn’t alter the fact that they are drowning in deep waters of bad decisions.</p>



Tuesday, March 30, 2010

Arguments against Marijuana Legalization in California - Part One

The Regulate, Control, and Tax Cannabis act has gotten enough voter signatures to be on California’s November ballot. California Regulate, Control and Tax Cannabis Act: Part 1 summarizes the arguments for passing this voter initiative. Naysayers of the bill say how the tax pay day will not be worth the problems of the bill, even though polls show that 59% of decided voters are in favor of the act. Detractors of the bill have one of two major arguments – either the Regulate, Control, and Tax Cannabis act will cause more crime, or the act will take away from the quality of grown marijuana.

Arguments against legal marijuana – Medical

The medical functions of marijuana are hotly debated, though lots of doctors have been quoted as stating the drug does have medical uses. Public health could possibly be harmed if marijuana is made legal for recreational use.

For probably the most part, marijuana is smoked – and smoking anything long term can seriously damage lung tissue. Studies have also found that heavy pot smoking can permanently damage short term memory and reaction time. Medical opponents of legal recreational marijuana argue that legalization would increase use, and therefore harm public health.

Criminal arguments against legal marijuana

The California Peace Officers Association has spoken out against the Regulate, Control, and Tax Cannabis Act. The official association lobbyist, John Lovell, was quoted by CNN as asking “We have enough problems with alcohol and abuse of pharmaceutical products. Do we really need to add yet another mind-altering substance to the array?”

Opponents also highlight that no matter what California voters decide, federal law deems marijuana as a Schedule I drug. When enforcement on medical marijuana has been lax, marijuana use, sale, and possession stay serious federal crimes. The potentially legal status of marijuana could draw cartels and organized crime to the state.

The quality argument against legalizing pot

An emerging coalition between marijuana growers and those who want to keep it illegal is emerging. Some marijuana growers are speaking out against the voter initiative, saying that legal pot might be economically damaging. Economically, growers fear that legalized marijuana would significantly reduce the sales price of their cash crop. If the price of pot were to drop, the growers fear they would have to attend credit counseling because their livelihood would be damaged. As in many other markets, growers fear that legal marijuana would mean corporations would begin producing competition to their crops. Like other farmers in America, pot growers would be forced to compete with agribusinesses, which would increase expense and reduce profit.

There are quite a few arguments both for and against the passage of California’s Regulate, Control, and Tax Cannabis act. The results in California’s election can be carefully viewed, and the result on the legal marijuana movement could be profound.



Monday, March 29, 2010

Line2 App : VoIP comes to the iPhone

At a particular former job of mine, there were days I’d end up carrying four cell phones, each with a different number and a different purpose. small cash loans to double your phone’s functionality. Line2 will now face the challenge of keeping momentum rolling. Yesterday, after showing off Line2 at the CTIA conference, Talktumi’s Line2 App was No. 1 in the iPhone app store. Friday morning, Talktumi faced a denial of service attack and had to place the App offline.

Line2 App doubles up on data networks

First and foremost, the functionality of Line2 is based on something that the iPhone was itching for – the ability to make and get calls using either the 3G data network or WiFi. Line2 “prefers” WiFi connections, as they are more reliable, but if you move from one hot spot to another, it will effortlessly switch you, even mid-call.

The best part of this dual-mode Line2 functionality is that it allows you for making and receive phone calls without using your precious cell network voice minutes. The Line2 system also makes international long-distance calls much less expensively. The app itself only costs $1, and after a 30 day free trial Line2 only charges $15 a month – no payday lending to pay the bills necessary.

Make more than calls with Line2

Line2 provides more than just a service that switches your calls through the internet. Instead, the application creates a virtual second phone on your handset. You can set up an additional cell phone number with Line2, routing a home and business number to the exact same phone. You can also set up a virtual phone tree – press 1 to reach A, press 2 to reach B, if you’re a business owner trying to keep things in line. Best of all, Line2 offers visual voice mail, conference calling and a choice of how for making incoming calls. Line2 does something very simple – gives you a second iPhone on your iPhone.

DNS Attacks on Line2

On March 25, Line2 rose to the No. 1 spot in the iPhone app store. When Line2 got approved by the iPhone app store, many were surprised – Apple had shot down Google voice for having the capacity to compete with the iPhone “core business”.

Users who spent the morning of March 26 looking for the Line2 app were sorely disappointed. At 9 p.m. Eastern Time on Friday, Talktumi was forced to take Line2 offline because of a coordinated DNS Denial of Service attack. The official Talktumi Twitter account is providing up-to-the-minute updates on the status of Line2.



It's likely that Sandra Bullock's divorce could equal bye bye Sunny James

Sandra Bullock might have had a divorce led to by Jesse James and a series of mistakes he made. People are calling it a “Sandra Bullock” divorce because of the Mr. Might-be-Nazi-Sympathetic Motorcycle man who isn’t worth all of the extra plastic letters at the bottom of the Marque. If he had short term installment loans for bad credit, he might be able to buy his own. Really, Jesse James might possible lose a lot more than Sandra Bullock with the nasty McGee/Nazi pictures scenario. According to Fox News, James’ former porn star ex Janine Lindemulder has filed to regain custody of her 6-year-old daughter Sunny, who has been within the custody of Bullock and James. A Sandra Bullock divorce could cause the court to look upon James with disfavor, but Lindemulder has been living in a halfway house after being released from a tax evasion jail term, so it’s smiles all around for Sunny, right?

Sandra Bullock should definitely divorce him and give Sunny a good home

The removal of a child from her biological parents isn’t ideal and typically is not allowed by law, but remember: Justice is blind and selling pencils on the street corner with a dancing monkey. Sandra Bullock is responsible for providing Sunny with a stable home. She has the financial resources, and now she’ll own half of the Jesse James empire.

Gavel bangs, bongos play, and Jesse James heads off looking for payday installment loans.

The last stand of Jesse James

The convicted felon is always within the lead in the real world, unfortunately. Lindemulder is said to have a strong case by Lisa Meyer, Californian Family Law attorney, since Jesse James’ common sense has disappeared.

“This definitely raises concerns about Jesse and how all of this could impact his parenting — whether he was spending enough time with his daughter (throughout the apparent affair) and gives Janine a foot in the door to fight for custody,” Meyer said. “The court might appoint a minor counsel for the child, and the judge would have to take a second look and see what is going on under the surface.”

James looks “flaky” after this Sandra Bullock case said Meyer.

Also, Janine Lindermulder’s crime was only tax evasion. Some would argue that the IRS is even unconstitutional, but that’s a story for another day with tinfoil hats. Various people have stated Lindemulder is really a very good mom and James only asked for custody because Sandra Bullock and Sunny had already bonded, and Sandra want to be that mom. Bullock has a rep saying it is all “categorically false,” and Jesse James is keeping his mouth shut, which will probably be a good thing.

For all we know, he could claim his love for Idi Amin.



Specs and reviews of the Kodak Theater HD Player

While there are lots of options out there for connecting your TV to the Internet, the Kodak Theater HD Player is one of the first big-name players out there. Priced at $199, but on Woot today for $59, is the Kodak 8032187 Theater Wireless HD Player with Gyro-based Wireless Pointer Remote worth the price? Or would it be a better idea to use that cash advance on a GoogleTV when it hits the market?

What the Kodak Theater HD Player 8032187?

The Kodak Theater HD Player is designed to connect your PC, along with the internet, to your television. It works with either a wifi or wired internet connection and claims to have the ability to stream videos, pictures and music.

You are able to also connect with Flickr and on-demand video feeds in this streaming. To control the user interface, the box uses a “gyro-based wireless pointer remote”. The battery-powered remote, which is half Wiimote-like pointer and half mouse, uses your wrist motions to move the pointer around the screen.

What do reviews say about the Kodak Theater HD Player?

User reviews vary widely when it comes to actually using the Kodak Theater HD Player. The high-resolution compatibility is pretty amazing – videos and photos come out really nice when displayed properly. The gyro-based remote is also almost universally loved – it elegantly solves the issue that a keyboard is too bulky when a standard TV remote does not provide enough functionality. The biggest problem, however, with the Kodak Theater HD Player seems to be the software it runs on. Engadget summed it up best in their review:

Should I invest in a new Kodak Theater HD Player?

The Kodak Theater HD Player does some things very well – it displays photos from your PC and Flickr incredibly well, the set-up is easy, and it connects to WiFi without a problem. On the other hand, the box also will not display numerous web pages properly, like your Facebook images, and it tends to have problems buffering iTunes movie files and YouTube video clips. So does that mean you have to get no faxing payday loans to make the purchase? The truth is the Kodak Theater HD Player is not as powerful as the other stuff high-tech users are used to, but it is very clean and simple. The Kodak Theater HD Player has a lot of good things going for it, and it does a few very basic things very well.



Sunday, March 28, 2010

How you are able to Benefit by a Fixed Mortgage Loan

Different Mortgage Rates

When searching for a mortgage, one of your main concerns is how much you could be paying each month. Your concerns may also be about your monthly expenses in relation to your income. This is the point where you should make a choice between a Fixed Mortgage Rate and an Adjustable Mortgage Rate. A Fixed Mortgage Rate loan means that the interest rates of your mortgage are held at a single fixed price instead of fluctuate. The advantages you’ll have are many whenever you compare your monthly expenses with the mortgage you have taken. Look at the benefits that you can be able to enjoy with such a mortgage.

Budget your Finances in a Proper Way

Being able to budget your finances accordingly is one of the primary advantages of having a fixed rate of interest on your mortgage. Your monthly payments will never change during the duration of your loan. You may also have the financial stability you are looking for. You can set aside a fixed amount out of your monthly income towards your mortgage and manage your spending budget accordingly. Having a long term arrangement such as this makes most home owners comfortable. The fixed rate makes the mortgage repayments predictable during the duration from the mortgage.

Fixed Mortgage Loans have no Surprises

Unlike an Adjustable Rate Mortgage (ARM), fixed rates will not surprise you after 5 years of obtaining the mortgage. Low repayments are usually available on ARMs for the first five years and then the rates go up suddenly. This will leave you short a couple of hundred dollars from your budget after that every month. Borrowers will discover the low payments on ARMs attractive at the start. Borrowers are left with two problems when the rates go up. You end up not building adequate equity in your home because of the low payments. The second problem once the rates go up, any payments you make will go towards the interest rather than the principal amount owed. In these circumstances, you are best served by opting for a fixed rate mortgage from the beginning. The first five years will give you an opportunity to build a good equity, even if you’ve to pay just a little extra within the beginning. ARMs are good options for you if the interest are historically at their lowest.! However, the five year surprise nevertheless exists. If your plan in advance is to stay in the home for less than five years, this is a good choice.

Search for Good Offers

You are able to find numerous offers advertised throughout newpapers and the internet. Search for the best deals that are being offered by doing some research. You must first make sure how the business is accredited with the Better Business Bureau if you are looking to make a deal online.



one more island sinking into the sea

While it may be getting the media coverage, a short term loan of living space on other, drier shores, but the issue will only get worse as time goes on. Rising sea levels have claimed more than just New Moore Island, but this tiny disputed island is bringing more attention to the issue than ever before.

New Moore Island is also South Talpatti

The disputed New Moore Island was a tiny chunk of land – less than 2 miles long and 1.5 miles wide. The government of India maintains that New Moore Island is within their ocean borders and is hence theirs. On the other hand, Bangledesh also claims what they call South Talpatti. New Moore Island has never been residence to any permanent settlements. The island actually came under dispute only about 40 years ago, when New Moore Island / South Talpatti appeared after the Bhola cyclone. India had at one point established a base on South Talpatti / New Moore Island, but international opinion was split on the issue.

Sea levels rise beyond New Moore Island

The School of Oceanographic Studies in Calcutta told the BBC this year that New Moore Island had officially disappeared into the sea. The institute has verified that New Moore Island is no more with satellite pictures and reports from fishermen. In the last 10 years, sea level has risen an average of five millimeters per year, while the previous average was three millimeters per year. Sea level has been increasing much more quickly around the Sundarban Island Chain, where New Moore Island Was – 3.14 centimeters a year. In the last fifteen years, four other Sundarban chain islands have disappeared to the ocean.
More island nations might sink
Islands are at risk of sinking outside of the Sundarban chain. The Maldives, an island nation in the Indian Ocean, has been losing land mass to the sea for years. The highest point in the Maldives is only 8 feet above ocean level, so even a high tide can create problems for citizens. The government of the Maldives is building an artificial island called Hulhumale nearby for residents to move to. Tuvalu, a Pacific Ocean island between Hawaii and Australia, is also quickly losing land mass. There are 11,000 residents of Tuvalu, all of whom will be devoid of a home in as little as 50 years. Each year, 75 Tuvalu residents can use military personal loans to move to New Zealand – but many more are left behind. Like New Moore Island, Tonga, Kirbati, and the Marshall Islands are all at risk of sinking into the sea.

How to stop the sinking?
Most scientists concur that there is no definitive way to measure the cause of small islands sinking to the sea. Sea levels rise and fall regularly, and island land masses can also rise and sink on their own. There are also arguments about if the increased water levels are due to global climate change or natural fluctuations in the climate. Governments are being asked to discover solutions for islands like New Moore Island, though, because there is no way to stop an island from sinking once it has started.



Saturday, March 27, 2010

During health care bill vote, Bart Stupak called baby killer by Randy Neugebauer

If he indeed reflects the will of his constituents, Republican Rep. Randy Neugbauer may have just become the poster baby for why Texas should go ahead and secede from the Union: to hide public officials like Randy Neugebauer from view. Neugebauer, who has since admitted to shouting “Baby killer!” before members of the House after the health care bill passed, was supposedly objecting to what he views as pro-abortion leanings within the bill. He is now a colleague in shouting nonsense just like Rep. Joe Wilson, who shouted “You lie!” at President Obama as he delivered a speech before Congress, Randy Neugebauer couldn’t compose himself and be a professional, working adult. It was apparent that he shouted at Rep. Bart Stupak the “baby killer!” moniker after the Michigan Democrat voiced his support for the health care bill.

Neugebauer claims it wasn’t aimed at Stupak

Yet Randy Neugebauer apologized to his House colleague anyway. He claims the bill itself is “a baby killer ” – may be his last-ditch effort to squeeze campaign dollars out of anti-abortion groups. Who knows – perhaps he was looking for some debt settlement relief ?

He Who Shouts Baby Killer got less than $ 3,000 from the anti-abortion faction (from a Center for Responsive Politics survey). OpenSecrets.org suggests that could send anti-abortion groups into check-writing action. Those against the current health care bill are certainly steamed. Former G.W. Bush speech writer David Frum claimed “It’s Waterloo all right: ours .” There’s a Fire Nancy Pelosi petition making it’s rounds, but they’re a day late and a dollar short to pull the plug on health care reform.

Who fattens He Who Shouts Baby Killer’s war chest?

As per OpenSecrets.org, “the National Auto Dealers Association, National Association of Home Builders, Quantum Energy Partners, National Beer Wholesalers Association and National Association of Realtors” are big Randy Neugebauer bankrollers. You know, in case you were curious.

Is this the type of thing that Texans are happy with?

Despite whether someone agrees with Randy Neugebauer, is anyone really impressed with this “baby killer” routine? Mr. Stupak is far from being a baby killer. Acting like a neurotic, emotionally unhinged, and panicking teenager benefits no one. It makes a person look foolish to put it mildly, in the media and among citizens.

Shouting “Baby killer!” at grunt soldiers returning from Vietnam didn’t endear that small group of offending hippies to America, either. In both cases, perhaps a lack of information and heads swelled by some vague notion of selflessness without direction were the trouble. Randy Neugebauer would probably have additional fans if he were a bit more honest about things. Simply asking for anti-abortion group money would at least be more to the point. Payday loans with no fax are another short-term funding source, although Mr. Neugebauer would have to repay within a couple of weeks.



Thursday, March 25, 2010

How to save

Why to save

Saving cash seems pointless to some people. It could be hard to see how saving will help your future. Saving money can seem really hard sometimes, especially whenever you don't know what to save for. You’ll learn how to conserve your money.

The first helpful tip

Rather than saving, you should be investing your cash. The interest rate on savings accounts will make you actually lose value on it because of cash depreciation value. Because money's worth goes down over the years, it is important to get a good interest rate. Even an interest rate of six of seven percent will help you quite a bit if you wait long enough.

My second tip

Saving for yourself is the first thing. When you are flying in an airplane, you are told to secure your own mask before securing anyone around you. If you aren’t safe then you will be unable to help others. This is the same when you are saving money. It is hard to help someone else whenever you aren't secure yourself. Start yourself with an emergency fun that lasts a couple of weeks. Afterwards, you should try to save more. The goal is to become able to have six months of savings in case something happens such as unemployment. Once you’ve this taken care of, make sure you’ve a retirement fund going. It is very important to secure your future and your child's future. Once you’ve finished that you should work on your kid's college funds. When saving cash for your child's education it is better to get a higher return. Without having high interest rates it will be impossible for money to grow quickly for your kids.

My third tip

Your children should be a part of this. Your kids will learn good savings habits by contributing their own cash as well. I know that some parents would have their children conserve fifty percent of their paychecks for savings. Easily will they learn to be disciplined. Have your children learn a good work ethic and learn how to save for their own things. Kids should learn how to save their own money for anything they want to do with friends. Your children will really value the skill of saving on their own.

Tip number four

You have to be patient because your cash won't grow immediately. Investment accounts will increase your cash only after thirty or forty years. Plan for your retirement this way. For other money being saved, this might not be the best method but still plan in advance to be patient with the cash.



A Fun Spending budget Holiday

road Journey

A while back, I decided that I wanted to go on a road journey to Nebraska. This journey was feasible due to my nice automobile at the time. It was at that time when the cost of gasoline was outrageous. I didn’t have to take out a payday loan to pay for gasoline.

A Low Cost Holiday

Considering a road journey when you are preparing a low budget holiday is a great idea With a trustworthy automobile, this is a much better alternative to an costly airline. Your travel budget must prepare for the increasing price of gas should you not want to be stuck someplace remote without gas or money.

Lodging

The choices of exactly where to stay while you are on vacation are countless. As you are trying to save cash, you’ll need to avoid the pricier resorts and go straight towards the budget hotels. The savings can be a minimum of $ 50 to $ 100 and you will nevertheless discover comparable quality of that of the pricier choices. Budget chain resorts could have higher standards than others, so look for these first.

Food

To conserve money on eating out during my road journey to Nebraska, I packed an ice chest wtih food and drinks. stop was what we did when we became hungry. This helped me save at least $ 150. Take the time to buy food ahead of time when preparing for your journey. You might have to go out to eat sometimes while you are at your destination. A grocery store may be an option at other times. Add to the meals stock of your family or buddies in case you are going to them. The gesture will be appreciated!

Souvenirs

Of course you’ll want to purchase souvenirs, as it is a vacation. A vacation isn’t that good if you do not buy souvenirs, right? Whenever you are out buying, consider the time to use the exact same typical sense you used when preparing the vacation. If you would like to conserve money, don’t invest a lot on something. When you must take out a payday loan in the middle of your holiday, this is not enjoyable.

Home Again

While you’re having fun in your vacation, do not forget that you simply must have sufficient money to purchase gas for your journey home. {In the midst of your fun, make sure to set apart this money|Be sure to set apart this money in the midst of the fun|While having fun, make sure to set aside this cash|Setting aside the cash while having fun is a good thought|Set apart this money while you are having fun|While you arehaving fun, be sure to set aside this money. Should you’ve to obtain an online payday loan while in your trip, this will be really hard to pay back. If you take out a loan after you get home, it is going to be simpler to pay back. Saving money on your vacation away from home will make it better!



Saving For Future Can be Fun and Easy

Conserving Money Is Simple and easy

Do you feel the pressure of not having the right amount of cash sometimes? You probably will feel this at some point with your life, just like everyone else. Once in a while, even millionaires feel this pinch. If you do not have a savings, you may be feeling the pinch. If you don’t have enough cash for spending budget, how can you save any cash? Small life changes can help you see where you can save money.

It’s Much easier to Spend Money

Important commodities and utilities are expenses that you’ll have to meet every month, whether you work for yourself or for another person. If you have any debt, you will not have that much cash because of debt repayment. You can’t disregard these costs. By eating out often, you might be spending your cash that you can be saving instead. You can keep away from these expenses. Where will the cash to save come from? Saving money could be easier if you stick to these tips.

Visiting the market

All households visit the grocery store to purchase things they need. Mostly, people will go to the grocery store often to purchase fresh veggies and fruits. You need to understand that this cash can be put to better use. It might be possible to grow a small garden if you’ve the space. The vegetables and herbs you use on a daily basis should be the only ones you plant. The cash you conserve on this expenditure will pay for the initial expense. Though this may be good for you, it will be harmful to the vegetable vendor. He has a good reason for being upset. Your lack of purchases are now eating into his earnings.

Reduce Expenditures

Unless completely necessary, cut down on your habit of going out to restaurants regularly. Make a habit of carrying a lunch box when you go to work. This will conserve a few hundred dollars monthly. This applies also to family outings, but this doesn’t mean you’ve to stop going out to restaurants. Doing the exact same things for less money can happen if you think creatively. You can have a picnic or bbq within the park with your family. This may even be a lot more fun and you will enjoy it immensely. You may have a lot more cash to conserve if you reduce other costs such as cell phones and cable channels. Making basic changes like this can help you meet your ultimate goal to save money.



Smaller businesses are Scrambling to handle the Estate Tax

Congress is in the midst of debates over the estate tax. In the mean time, small businesses are left to hope that the tax is manageable.

The small business tax

Smaller businesses are having trouble managing within the current economic climate. The recession was difficult on them and most are nevertheless trying to find ways of returning to old ways of operations. The real estate tax debate is not making it easier to handle. Currently, this tax is caught up within the Senate. That makes things difficult for small businesses because they don't know what is going to happen in coming years. Studies are projecting that as various as eight times as many businesses could possibly be taxed next year with the estate issue. That elevates concerns for businesses and owners are wondering how they are going to cope.

The key elements in the tax

There are two things affecting the real estate tax. First, the limit on assets that are transferable to the future at tax-free status and second, the rate from the tax are both up for debate. In 2001, Congress increased the exemption from $675,000 to $3.5 million and decreased the tax rate from 55% to 45%. There is a loophole however that rescinds the tax for the coming year and causes it to revert back to pre-2001 rates. That rate is set at $1 million in exemptions and a tax rate of 55%. In 2009, over 5,500 estates paid death taxes, according to Tax Policy Center in Washington. Of that number, about 10% might be taxed again this year if Congress doesn't make moves to change the tax laws in time. That could put an added stress on smaller businesses that are already suffering because in the recession.

Strategies to handle the tax

If the law changes, business owners will be able to rest, but until that happens, the majority are taking pains to prepare for the huge cost. They are already strategizing ways to handle the issue. Some owners are taking out hefty life insurance policies. The goal is to bring enough cash to the company after the owner passes away so the remaining owners won't have to sell the company to afford the estate taxes. Another strategy is for business owners to transfer some assets to their children. There is a gift tax that has a $1 million exclusion and that means married couples can hand down $2 million to their children tax-free. Anything over $1 million per person has a gift-tax rate of 35%. Though that sounds high, it's nevertheless considerably lower than facing the estate tax.

Finally, some business owners are establishing trusts that let them pass tax-free money to heirs. This would allow business owners to deposit assets into the trust and then pay back the owner for a certain number of years. The assets would earn interest and eventually pass tax-free down to children named on the trust. The problem with the strategies though is that they apply to companies with millions of dollars in assets to move around. Most small businesses don't qualify for the opportunities above and are left hanging on what Congress is going to do.

Managing the estate tax

Managing the estate tax is proving to be difficult. Small business owners see it as a threat to render their businesses bankrupt if they die. Though there are some ways to handle the issue, it nevertheless is causing much concern within the business world. Everyone is hanging on Congress, waiting to see what it will do to help business owners, or hinder them.



Wednesday, March 24, 2010

Is it feasible to become happy

Very few of us seem happy today. So many seeming to be chasing one “thing” or another that we are made to think will make us happy. Lots of us are not sure if there was any time in our lives where we were truly happy, other than the occasional momentary happiness that comes with a pleasant surprise. Momentary and fleeting happiness is not really happiness at all, it is an emotion more closely related to excitement than happiness. Given the apparent lack of happiness, the question before us is “Is it possible to be happy”?

Such a question is intriguing for lots of different reasons. It indicates a loss of direction and self confidence, two very important qualities on which true happiness depends. The question also indicates an awareness in the overwhelming prevalence of emotions that are something less than true happiness. Finally, simply asking the question betrays the true impetus behind the question. Of course happiness is possible; the real quandary is how to achieve it and why it seems so elusive

Happiness is the basic motivation behind human existence. If we are happy, then we are either fulfilled or working towards fulfillment. Fulfillment is the key to happiness. Unfortunately for humans but very fortunately for humanity, fulfillment means something different to each and every one of the billions of us on the planet.

A key to fulfillment is interpersonal relationships. The additional relationships we have, the better our chances at happiness. In our mad chasing of material dreams, we have forgotten how to even be civil to our neighbors. When was the last time you spoke to your neighbor with anything more than a wave of your hand? There was a time not long ago, when a new neighbor moving in was an event that would cause existing neighbors to welcome the new member to the area. Now, we rarely know our neighbor’s names, and a new neighbor is just an opportunity to find out what homes within the area are selling for.

Through intensive marketing, the mass media has confused most of us as to what self fulfillment and happiness are. We have come to think that others’ desires must be our desires, when really they’re normally unrelated. We have confused our herd mentality, that of conforming to those around us, with the need to become just like all from the others around us. Our herd mentality allows us to make life easier in those areas that are not important to us. If style is not vital to us, we look at what others are generally wearing for clues as to what to wear. We look to those around us to see how to act in public in various settings and situations. We get an idea of the “best” products to purchase by what others have purchased. The herd mentality should not dictate what we do or have, but simply make decision making easier for us in those areas of life that might not be so important as individuals. We have to get dressed before we go out for the d! ay, so we generally wear what others are wearing in our vicinity. Within the west, men wear pants and a shirt. These things are readily available. Men do not have to hunt for them. Men who are not overly concerned with fashion can and should dispense with the expense of name brands if an equivalent option is available. However, if fashion is your passion, then buy that especially well-made, name brand item that is the latest in style. But buy it because the item speaks to you that it fits your fashion sense, is well made, and to you is truly worth the extra money, not because you feel you need to be like the rest of the crowd of supposedly fashionable folks.

We have confused our “need to conform” into thinking we need to become exactly like those around us. This is where we need the confidence to go our own way when our desires dictate. We do not have to have the latest fashion trend. Living in a McMansion is not necessary. Spending cash on a new automobile every couple of years is contrary to what we know is in our best interests, and indeed the best interests of the planet. The associated stress with making the payments and knowing that with just a little a lot more self confidence we could keep away from the extra expense ultimately makes us unhappy. The momentary excitement that we feel when we drive an expensive new auto off of the dealer’s lot, which we mistake for happiness, ultimately can become a key component in our unhappiness. Yet, without some self confidence, we will put all of our efforts into keeping up with what we perceive everyone else to be doing, even though we know they’re ! not any necessarily happy.

It is very evident that “stuff” doesn’t make us happy. With all from the wealth that has been created within the last couple of decades, several people should be very happy. Wealthy people and rich countries seem to be the unhappiest. The poorest countries, as measured by per capita income, consistently are the happiest according towards the World Happiness Survey conducted by London School of Economics.

All we have to do to be happy is to listen to that little voice of reason that is constantly talking to us but being drowned out by the marketing din so pervasive today. Let your passions dictate a lot more of your life, do not let Madison Avenue decide for you. It is not practical for most of us to turn our passions into our career, but whatever your passion is, work at it just a little every single day, ignore all of the outside din telling us what we ought to do, be or buy. If happiness is not the norm, what is the point?



Net Neutrality - Google in China

Google in China may possibly no longer be available, according to a number of online news reports. Google had originally decided to censor search results in China so that you can meet with the Chinese government’s requirements. Despite differences between Google and China, Google saw an opportunity to get their “foot inside the door” to the very large Chinese market encouraged Google to work using the requirements of the government in China. Nevertheless, on January 12, Google announced a “New approach to China”, a movement that was initiated after multiple cyber attacks occurred on Google, in addition to on Gmail accounts of Chinese human rights activists and advocates.

To find out more click here



Tuesday, March 23, 2010

Joe Biden | Big F-ing deal bomb

Vice President Joe Biden at the World Economic Forum

Joe Biden is well-known for his verbal missteps. Image from Flickr.

Nobody has ever accused Vice President Joe Biden of being the most tightly laced politician. During the press conference where Obama announced the signing of the new health care bill, though, Vice President Joe Biden added his own unique take on the moment by saying "this is a big f-ing deal" to President Obama. I'm sure Joe Biden is wishing now that he'd been able to use instant cash loans to make sure the microphones were off.

Biden drops the F Bomb

After announcing President Obama to the press corps outside the White House, Vice President Biden turned away from the microphone to welcome the President. During a quick hug, Biden said into the President's ear "This is a big F-ing deal!" Biden's F-bomb was captured on every microphone, video camera and camera in the area. Biden almost certainly meant this to be a private moment, but it ended up being quite public. The White House has reacted to Biden's F-bomb with amusement more than anything, with the official U.S. Press Secretary's Twitter account saying "And yes, Mr. Vice President, You're right..."

See Video of Biden's "Big Deal" moment

... click here to read the rest of the article titled "Joe Biden | Big F-ing deal bomb"



Monday, March 22, 2010

Getting your Pets Insured

Pets can also be a Part in the Family

Without a doubt, pets are a vital part of several families. They are part of our life that give joy and help us relax. Costs of pet care are in no way less and are increasing at the same pace as those for humans. Pet care insurance has been made available by insurers under these circumstances. Before you get insurance for your pets, what are the things that you should know? If you are seeking to getting your pet insured, follow some from the tips mentioned below.

Start by Taking Quotes

If you were looking at purchasing insurance for yourself, you would search for quotes from an insurer. Apply the very same rules as you would to yourself, and look to get quotes for your pet. Different insurers will always give you different quotes. This opportunity that is available to you are able to be used for making comparisons before making a final decision.

Read and Understand the fine Print

Policies to insure pets do not differ from policies that are for property or individuals. Insurance policies for pets are complicated as they carry a number of points in fine print. Financial losses might be headed your way if you do not understand these points. Make it a point to go through these points without fail. Even if it means spending just a little time reading the document, do so and do not neglect them.

Try and Get Reviews

Any product that is sold within the market has reviews posted about it over the internet. Go online and do some research. It is easy to find a number of reviews about the product that you intend to choose for your pet. As independent users of comparable products are the ones who post these reviews, you can rely to them.

The Claim Process must be Understood

You are investing cash in insurance for your pet, in order to save some. Should the need for a claim arise, you wouldn’t want to entangle yourself in months of paperwork. Ask questions about the claims process by taking a good look at the policy. Before investing the cash, make certain you know every aspect in the claims process.

Discuss with your Veterinarian

One person who knows your pet as well as you is your veterinarian. One thing that you might not know is the fact that your veterinarian has more knowledge about the insurance for pets than you. Advice about the best type of policy that suites you pet could be offered by your veterinarian. Therefore do not forget to have a word with your veterinarian.

Get the Veterinarian you visit included in the List provided by Insurers

Insurers tend to have their own preferred veterinarians where they direct you in case of any problems with your pet. You are the one paying the cash in this case and there should be no reason for you for making a change from the person you trust. Get your veterinarians name included within the list of preferred veterinarians from the insurers by insisting on that. If they have a problem with that, take your business to another location that can accommodate your requirement. Bear in mind the points above and also search on the internet for the best quotes. Use you own judgment and not the word from the pet shop or your veterinarian to buy insurance. You can get better quotes than what they are able to off by looking around.



Buying a new car made easy

Purchasing a car or auto buying could be an expensive affair and some good research and proper calculation is needed before choosing the vehicle you’ve always dreamt of.The looks of a vehicle are the aspects which normally appeal to individuals and in that, the excitement. They tend to overlook the performance aspects of the cars. However, the perfect vehicle could be the one that has a perfect balance of performance and appearance depending upon your preferences and fuel budgets.

Your preferences

Purchasing a automobile will depend mostly on your requirements and needs. The type of vehicle you choose must completely suit your travel requirements.

For instance: If you’re single and have to travel across long distances for work frequently, buying a six seater vehicle wouldn't make any practical sense. You could instead look for a vehicle which gives you good mileage and fuel efficiency.

If you’ve a large family you cannot do with a mini cooper obviously. Hence the first thing you do is choose a vehicle that fulfills your needs.

Power and fuel efficiency

Power and fuel efficiency is very important factors and should always be closely considered while purchasing a auto. Why I am mentioning them together is because a good vehicle will give you a perfect balance between power and mileage? Both these factors go hand in hand. If you need a vehicle that can handle tough terrain as well as carrying a large load, you have to make certain that it is fuel efficient so you will not be left stuck on a mountain range or the side of the road with an empty fuel tank.

Technology

With a number of developments in automobile technology auto buying has literally become a race for the newest technology. A new and proclaimed fuel technology will give you a great mileage with the best of power. Other recent technologies make your engine sound free, which is a necessity for long journeys. They also make your smoke emissions low, and hence you need not worry of emission norms. Therefore you must surely go for vehicles with new technologies rather than high power 60's vehicle.

Perks

You'll have to look at quite a few more things in a automobile other than looking at only the basic features. A good music system is one of them. You might think that you can even buy a music system separately, but actually it will cost you almost twice to buy it separately than buying it pre-installed in the vehicle. A good air conditioner will make your journey very comfortable. The good here means that it should use new technology and not eat a lot of fuel as well. The central locking security system might also come very handy to you during your everyday usage of your vehicle.

Price tag

The fact it has been mentioned last by no means indicates that this aspect is not important. In fact, it is probably the most important thing that you'll have to bear in mind when auto buying. A calculated budget will allow you to choose the best available choices. More importantly the budget must be realistic as well.



New health care bill summary | Health Care Reform basics Part 1

Syringes

The new health care bill injects money and regulation into the health insurance industry. Image from Flickr.

Yesterday evening in congress, the health care reform bill, HR 4872, passed the house of representatives on a 219-212 vote. An incredibly sweeping change, the new health care bill has many pros and cons. With more than 2,000 pages in HR 4872, the basics of the new health care reform bill are extensive. In short, the U.S. government will be attempting to provide health care insurance for most Americans without those individuals needing to take out a payday loan to pay for that coverage. The  effects of the new health care bill will be split over 10 years. The first two years will be covered below - to see the effects the new health care bill will have from 2012 - 2018, see Part 2.

New health care bill not yet law

The new health care bill passed the House on Sunday, but it is not yet law. First, the new health care bill must go back to the Senate for reconciliation. This means that some major provisions of the new health care bill may change - though the pros and cons of the majority of new health care bill are likely to remain the same. Once the bill is reconciled through the Senate, it will go to President Obama's desk to be signed. At that point, the new health care bill would become law.

The timeline of the new health care bill

Because there are many details involved with the new health care bill, the timeline of implementation for the bill is currently set at 10 years. This is assuming that the new health care bill provisions are not repealed or changed in subsequent legislation. The cost of the health care bill is estimated to cost about $100 billion a year, but that cost is estimated to be more of a cash loan - the cost savings from altering the health care system are estimated by the Congressional Budget Office to be more than twice the yearly cost. ... click here to read the rest of the article titled "New health care bill summary | Health Care Reform basics Part 1"



Saturday, March 20, 2010

Tiger Woods return can be at The Masters

"He's baaack!" As a former Augusta National champion, Tiger Woods has the privilege of being able to participate within the Masters Golf Tournament 2010, as he has said he will. It was always a matter of time before he would return. And considering how tightly controlled media coverage is at that elite golf event – and just how fruitless it can be for the likes of TMZ to use short term loans to try to crash the party – he won't have to field too numerous uncomfortable questions. No, that will be for another day, when Woods feels like talking. Still, it is Tiger Woods’ return.

What would Masters golf tournament 2010 be without him?

Well, maybe not too much. I do not mean to belittle the accomplishments of:

  • Steve Stricker
  • Camilo Villegas
  • Ernie Els
  • Dustin Johnson
  • Matt Kuchar
  • Ben Crane

… or even the always dangerous Padraig Harrington. They all play at an elite level and lead in FedEx Cup totals. Veterans like Harrington are lurking within the rough. (He went from 106th to 37th in one week.) But I'm horrified that the NASCAR virus appears to be infecting the PGA Tour. Winston Cup, FedEx Cup? Coincidence? Sponsorships are necessary, of course, but let us leave out Copenhagen and advertisements for "Larry the Cable Guy" DVDs, please. This Tiger Woods business is dirty enough.

Tiger Woods and Elin Nordegren are circus enough, without the bread to go with it

Elin Nordegren and Tiger Woods are seen together in public … again. TMZ is going to air the Woods/Nordegren pics tonight on TV, but they aren't above teasing us with them. If you only care about his golfing, The Masters Golf Tournament 2010 will be streaming online. The Master online might be one’s best bet at sticking to the golf. You might not want to miss Tiger Woods’ return.

Why Woods says The Masters golf tournament 2010 is his gig

"The Masters is where I won my first major and I view this tournament with great respect," said Tiger Woods in a statement towards the media. "After a long and necessary time away from the game, I feel like I'm ready to start my season at Augusta. The major championships have always been a special focus in my career and, as a professional, I think Augusta is where I have to be, even though it's been a while since I last played."

This could be his first tournament since the automobile crash

Whatever happened that night, Woods is ready to put it behind him. He isn't waiting for automobile loans for making things better, though. He’s content to let his clubs do the talking. But will the crowd be happy to see him?

"I hope they boo him off the course," Alice Kohn of Miami said last week. "He should be booed for the very same amount of time he spent cheating on his wife. I used to love Tiger, but now I can't stand him. I nevertheless love golf. I nevertheless watch it on TV. But I won't be happy to see Tiger on the golf course. Not anymore."

Is Tiger ready to roar?

Pro golfers and golf analysts know where their bread is buttered. Outspoken commentator Johnny Miller says Woods will "come back strong," which is not unfounded, as he is a strong competitor and he’s had sabbaticals before. Tiger knows his business; if he didn’t intend on going out to dominate, he wouldn’t be doing it.

Players "The Big Easy" Ernie Els had it right when he talked about the master in the Masters, as Woods has won it four times. Els knows Woods "will be embraced by the players" upon his re-emergence. According to USA Today, money talks. Since Tiger Woods has been involved in the PGA Tour, prize cash has grown from $ 65.95 million in 1996 to $ 279.8 million for this season. The Masters golf tournament 2010 is not the biggest cash prize, but it does have one of the most prestige. Tiger Woods draws crowds and advertisers. He is the engine that made the PGA Tour great.



Wednesday, March 17, 2010

Facebook passes Google | The battle is on

Facebook on-screen

Last week, more users typed www.facebook.com into their browser than www.google.com. Image from Flickr.

Last week, Facebook took a crown that Google has long held as its own: the most visited web site for the week. As reported by web traffic ranking service Hitwise on March 15, Facebook accounted for 7.07 percent of United States web traffic in the week ending March 13, while Google accounted for 7.03 percent. It may seem like a very minor difference, but in the battle of the web giants, the Google/Facebook rivalry has implications bigger than guaranteed payday loans.

How Facebook is catching up to Google

As reported on CNN.com, the most surprising thing about the report from Hitwise wasn't necessarily that Facebook overtook Google's visit statistics. It was, instead, that Facebook can claim 185 percent growth in traffic in just the past year, while Google's growth is pegged at 9 percent. This explosion in growth shows that more and more people are treating Facebook as a web destination - and the growth in games, applications and tools on Facebook helps account for this expansion of market share. ... click here to read the rest of the article titled "Facebook passes Google | The battle is on"



Get the fast cash you need with an Online Payday Loan - Simple application form

Most people , young and old, eventually find themselves in a financial predicament. Whether it is from under-budgeting or surprise bills, people need a private, secure place to find a solution to their fast cash needs. If you are one of those people, you are our top priority! We want to help you get the funds you need, with a quick and simple online payday loan application that will allow you to keep your dignity and protect your personal information.

Express Online Payday Loans

Many people prefer our site over others because they know that they can have the funds deposited into their bank account in as little as two hours and that the money is available immediately after it has been deposited. People in need also choose us because of our large network of providers. It is a comfort for them to know that our lenders are competing for their business. How does this benefit you? This provides you with a much better chance of being approved for a quality instant payday loan, with the most amount of money possible.

Simple Payday Loan Application

Our simple payday loan application can be completed in as little as two minutes. So, whether you are at work, at home or even on vacation, if you've got access to the Internet, you can apply for a payday loan. You can even apply through the privacy of your smartphone. Our application site is confidential and secure. You can trust that the little information we need to get you approved for a payday loan will not be shared with any unnecessary parties. ... click here to read the rest of the article titled "Get the fast cash you need with an Online Payday Loan - Simple application form"



Unemployment and True Economic Recovery

Experts believe that the recession is over, nevertheless the question of when businesses start hiring again is still unknown.

Forecasts on job development

Many Americans are looking forward to the day when jobs are plentiful. Since the start of the recession employers were required to drastically cut their workforce to cut down expenses. Individuals were laid off, hours were cut and salaries were cut. Although there are signs that the economy is rising, job generation still hasn't shown steady indications of improving and that is concerning legislators.

Economists with the White House are predicting that in spring of 2010 businesses will start creating permanent careers. President Obama is making job creation a main concern on his list of things to do and working to encourage employers to start by hiring. There are a myriad of tax breaks coming to businesses that are aggressive with hiring and job creation for the coming 2010 tax year.

The view-point of the public

The President and White House economists understand that taxpayers are most concerned with the career market. Particularly those who were hurt by layoffs and downsizing are trying to find hefty signs of improvement. Legislators know that this is a prime concern and it must be a priority for them with the 2010 congressional elections coming up. The first signs of good news could be the better-than projected employment record for November of 2009. For the first time in months the jobless rate declined. Lawrence Summers, director of White House National Economic Council said, "I believe that, as do most professional forecasters, by spring, employment growth will start to be turning positive."

November was a good month for analysts who are closely watching occupations. Not only did the jobless rate decrease, but the pace of job losses slowed down too. It showed a major improvement from numbers researched earlier this year.

Before Americans celebrate

Americans are cautioned, nevertheless, not to read the immediate signs as indicators that change will happen quickly. The fact is that, most economists are projecting tangible alterations to be visible no sooner than mid-2010. Christina Romer, chairwoman of the White House Council of Economic Advisors, said, "There could be job increases as soon as the first quarter of 2010, but even if payrolls begin to grow, the unemployment rate could go up and down again, before it stabilizes." She added, "The numbers certainly will bounce around. I would anticipate some bumps in the road as we go ahead."

President Obama's call to banking institutions

There is a problem for the President relating to jobs. Democrats are pushing hard for Congress to back an aggressive job-creation strategy that would improve infrastructure spending and send more assistance to cities and states. Summers said, "For next year or two, priority number one-certainly this year-priority number one has to be job creation." President Obama met with top executives from 12 US banks to discuss regulatory reform proposals and how to raise lending to small business owners. His objective would be to empower businesses with funding so that they in turn, can start to create permanent full-time job opportunities. The President said, "(Banks) have obligations towards the country to reactivate lending after benefiting from the government's $700 billion bailout of the financial industry."

What is to come for employment

Nobody knows how quickly businesses will start hiring, or whether or not the tax initiatives will work out. Although most analysts believe the recession is over, there’s still a question of how healthy small businesses are and if they can handle the strain of new employees yet. Despite the difficulties, they will have to create solutions. Romer added, "What the President has always said, I firmly believe: you are not recovered until all those people that want to work are back to work."



Tuesday, March 16, 2010

Be a man | Do not watch the Erin Andrews peephole video

Erin Andrews, looking very upset. It's understandable, considering how Michael Barrett stole her privacy with the Erin Andrews peephole video.

Erin Andrews is upset about the Erin Andrews peephole video being taken against her will. (Photo: Wikipedia)

Erin Andrews was violated by Michael Barrett, and for that, the something-less-than-a-gentleman was given 30 months in federal prison and will likely be required to pay restitution ranging from $300,000 to $400,000. But now that she's back in the news because of the trial, the Erin Andrews peephole video has resurfaced. No man or woman with any self-respect or an iota of caring for others would view it, as it is now crystal clear that Ms. Andrews was exploited against her will. Erin Andrews is attempting to move on with her life, and "Dancing With the Stars" is one way she'll get there. Sub-humans need to move on. If you need finishing school, consider online loans.

How can I call you 'sub-human,' Erin Andrews peephole video customers?

This isn't "fun among consenting adults." By viewing the Erin Andrews peephole video taken by the convicted Michael Barrett, the court of public opinion will swiftly convict you of being complicit to the crime. And if you ever want to ooze up out of your parents' basement, you need to work on being respectable. ... click here to read the rest of the article titled "Be a man | Do not watch the Erin Andrews peephole video"



Monday, March 15, 2010

Where is my refund | Find out where your money is

Cash coming to your pocket? Find the answer to the question "Where's my refund?"

Cash coming to your pocket? Find the answer to the question "Where's my refund?"

It's the ides of March, which means that if you still haven't done your taxes, you've got one month left. If you have already done your taxes, you're probably wondering "Where's my refund?" possibly with bad credit installment loans waiting in the wings. If you are asking "Where's my refund?" here's how you can find out when your refund will make it to your pocket.

Where's my refund: Federal taxes

The IRS has tools designed specifically to help answer the question "Where's my refund?" If you have already completed your tax return, then you can go to the IRS Where's My Refund web site or call 1-800-829-1954. You will need a few pieces of information to find out where your refund is:

  • Your social security number or Taxpayer ID number
  • Your filing status - single, married, married filing jointly, etc.
  • How much your refund is supposed to be in whole dollars

With that information, use the IRS Where's My Refund web site or phone line to get information on where your money is. You do have to wait 72 hours after you e-file, or four weeks after you mail your paper return.

Where's my refund: State taxes

If you pay state taxes, then you may also have money coming back as a refund. To ask "Where's my refund" in your state, use this information: ... click here to read the rest of the article titled "Where is my refund | Find out where your money is"



Sunday, March 14, 2010

Riviera Maya is like an Uncut Diamond

A Destination that is Hot

Should you be looking to take a vacation soon, the Riviera Maya is a superb destination to choose. Located about the Mexican Gulf coast, this is a perfect vacation spot for a romantic getaway, extreme sports or the best nightlife experience. The best of Gulf coast adventure is available to you. Accommodations are found easily and travelers will enjoy a wonderful sight. Explore a few of the places that the Riviera Maya has to offer. You will not be disappointed at any stage of your vacation.

Playa Del Carmen is called the Center of Riviera Maya

Playa Del Carmen is known as the center of the Riviera Maya. This town has changed itself into an exuberant city that boasts the biggest city growth in Mexico. Riviera Maya is also known as a crowd-puller for travelers that are looking to spend more time with nature at its best. With a mixture of jungles and oceans and long stretches of gorgeous white sandy beaches, Playa Del Carmen is truly a destination to behold. This place is not limited to lovers of nature alone. People searching for a good time can enjoy the nightlife, hotels, bars and restaurants to their hearts content. There’s something for everyone out here including water sports, which involve diving, snorkeling and boat trips. Avid golfers will have no difficulty in finding golf in this place. The one thing that one cannot find out here is displeasure.

This is a Paradise for Divers

Diving is a sport that many individuals all over the world enjoy. Cozumel is the place that will give you your hearts fill of this sport. Since these waters are home to over 250 species of fish, tourists indulging in scuba diving can anticipate seeing them. Good visibility that exists in these waters will even exceed 250 feet sometimes. This place is also home to the unique yellow and blue queen angelfish.

Eco Archeological Park

If you are looking to explore the splendor of the Mayan culture, Xcaret is the place you must visit. This is understood to be one of the most valuable eco archeological parks of Mexico. Xcaret has a variety of attractions that are available. One can get to see beautiful flora and fauna as well as take in a guided archeological tour. If you are researching for water sports, you will have access to snorkeling facilities here. Travelers will get an opportunity to swim with dolphins, which can be a fantastic experience.

Hotels abound in the Area

If you are worried about finding lodging in the region, you can lay your fears to rest. This area is home to the Grupo Mayan Hotels who are known to offer the best services in town. Budget travelers will not find themselves left behind while others can find something to make their visit a luxurious one. Should you be looking to visit an exotic destination, start with the Riviera Maya. You will undoubtedly have an amazing vacation.



Cutting Your Budget in 7 Extra Places

It can be tough to find extra places to cut corners if you’re trying to save money. Try these seven uncomplicated ways to cut your costs.

It may be tough to find extra places in your budget that you could cut out costs. It may feel like you have cut out everything, but what if you still have to save more?? Once you have tried everything you can think of, try these ways to save even more.

Give Vegetarianism A Try

For a few days each week, cut meat out of your diet entirely. Depending on the meat, you’re likely to be spending between $3 and $8 for an inexpensive cut of meat. Once you cut out meat, you’re also cutting a big cost out of your weekly budget. Additionally , you will be giving yourself a chance to check out new recipes and new types of food. When meat is not an option, you can make just about everything else – grains, vegetables, even fruit – the centerpiece.

Find A Shopping Partner

Discount clubs and bulk-purchasing stores are one shopping option. However, when you have limited storage space it can get filled up quickly with items from these stores. Instead, find a friend that is willing to split the membership fee with you – and shop together. Separate multiple-item packs and their cost. By doing this, it is also possible to enjoy the cost savings without having to store a year’s worth of pasta noodles.

Less money to Sweat

Instead of signing up for a gym, try a community college. Register for a single-credit fitness class, then work out at the school fitness center. In the end, this will save you 100’s of dollars a year or more – and it will help you get into the habit of exercising.

Add Some Spice To Your Day

At most large grocery stores, spices are very expensive. Your neighborhood ethnic grocery store will have spices for much less expensive than $8 an ounce. Bulk packs of spices will often be much less expensive than the spices at grocery stores. Check stores online that are dedicated to spices if you cannot find ethnic grocery stores. Splitting the price of spices can be another great place just to save money.

Dress Yourself Secondhand

There are usually clothes available at consignment stores that are still very fashionable, and even if you wear an unusual size there are usually some options. When you’re traveling, check out the secondhand stores to get an even wider selection of clothing. Instead of just purchasing clothes, it’s also possible to sell clothes that don’t fit or that you no longer wear.

Go The Way Of The Union

Whenever you manage your hard earned money through a bank, it could end up costing you a significant sum of money in fees. Those who hold stock in a bank own it – so the bank is most interested in keeping those stockholders happy by increasing profit. Credit unions can be quite a good alternative. Credit unions operate instead as not-for-profit businesses, and they are owned by their members. You can get a better rate on loans and credit cards when you bank at a credit union.

The Rush Of Tickets

Most performances or live theaters offer last-minute “rush” tickets. At half or less of the original price, you are able to usually get rush tickets the night of the performance. At half or less of the price of pricey tickets, you can view performances for great prices when you get rush tickets.



Friday, March 12, 2010

Previous child celebrity Corey Haim Dead at 38 from probable drug overdose

Child legend Corey Haim dead at 38. He was discovered unconscious at the Oakwood Apartments around Burbank, California. He was taken into the Providence St. Joseph Medical Center in Burbank, where he was pronounced dead at 2:15 a.m. Wednesday. The reason for his passing away has not yet been identified, but police agents believe he could have died in a drug overdose.

Read More Here



Thursday, March 11, 2010

Save Your Finances in Emergencies

Emergency Facts of Life

This really is very true for just about every person within this planet, at least some time or another. It’s well known that each of us has faced an emergency at some point in our lives. Bills need to be paid that we have forgotten. Mid month cash flow has run dry. The end result is always going to be the same, though the reasons will be many. Lack of a warning for a shortage of cash. When are we going to get out of this situation? That is exactly what a payday loan is for. The emergencies that pop up can be handled when applying for one.

Defining the Loan Process

The solution to this question is easy. 14 to 30 days is the duration of a payday loan. Traditional loans allow a longer time period to pay back loans, but payday loans require you to pay them back within the time frame mentioned above. $ 150 to $ 1,500 is the range of amounts you can take out. When applying for a loan, keep this in mind. The repayment of the loan will likely be meant for the next time your paycheck arrives. Lenders can establish a specific financial product that will suit the needs of their customers. Flexible lenders do exist, and you may find one that is favorable to your needs.

Instant Money

The best part about an online payday loan is that the money is deposited in your bank almost instantaneously. It merely requires a completed application and an approval before the cash is transferred. Rules will still apply here. Being approved for the loan means you must meet certain conditions. You will not be let down most likely. You may end up being happy that you applied for a cash payday loan.

A Few Questions before Approval

Be prepared to answer some questions whenever you apply for a payday cash advance. You will not have to answer questions that are too personal. You are just being screened for eligibility and ability to pay back the money. You will only have to answer questions related to age, employment and bank account information. Your account will show the money within a few hours or overnight, provided you meet their requirements.

Payday cash advances come at a Cost

Similar to all things in your life, there is a cost attached with payday loans. You might find that these fees are slightly higher than those at banks. The lack of stringent verification policies and fast approvals make up for the costs. Consider the above aspects and you will find that a payday loan can indeed be a lifesaver in an emergency.



Cash Now is being Focused on Paying Down Debt

Consumers are delaying saving cash now and that's creating potential problems for the future. New studies are showing that for the third year in a row, people are forgoing retirement saving. According to the Employee Benefit Research Institute's annual Retirement Confidence Survey, the percentage of workers who have less than $10,000 in savings has grown to 43%. That number is up from 39% one year ago. In addition, workers who have less than $1,000 in savings have grown to 27% from 20% last year.

Saving habits have changed

Studies are showing that the economic downturn changed consumers' savings habits. The hefty unemployment rate and the lack of credit options worked together to create a difficult situation for consumers. Adding to that problem were the mortgage issues and the suspension of corporate 401k matches. Combined, all these things caused Americans to have to tap into savings and that move left them with diminished nest eggs for the future.

The result of a decline in savings

The decline in savings is set to make some serious changes in the future of Americans. First of all, without a nest egg squared away, many people are already accepting the need to postpone retirement. No longer are workers looking to exit the workforce in their mid-60s. In today's world, they are looking for a much longer work-life that extends well into their 70s. A growing number of Americans say they will continue in the workforce for as long as they are able. ... click here to read the rest of the article titled "Cash Now is being Focused on Paying Down Debt"



Gambling Wins Provide Quick Cash but Will be Taxed by the IRS

Gambling wins and the IRS

Many people look at gambling as a means of making quick cash, but paying taxes is an important part of the transaction. Let's say you go to a casino and get lucky. If you walk away with $600 or more at a race track, $1,200 or more at slots or bingo, or win $1,500 or more at keno, the IRS wants to know. The first step is to have a Social Security number and file the win on your taxes.

Gambling in the US

Some of the gambling world is still in limbo due to the debates of legalizing and regulating the hobby. The UIGEA of 2006 was the first step in the gambling world, but it proved to fail at managing it. In effect, the UIGEA stopped gambling operators from functioning legally in the US and that pushed gamblers to start using offshore gambling companies. Billions of dollars were channeled out of the country.

Now US legislators are smarter and want a piece of the gambling pie. Many legislators are working to amend the UIGEA and create new gambling laws that take advantage of the huge taxable dollars moving through the market. The recession left many states with huge deficits and few ways to fund various programs like education, public works and development. Lawmakers are hoping to capitalize on the millions of US gamblers and use their money as a means of meeting 2010/2011 budgetary shortfalls.

Poker is a game of skill

Poker is up in the air in terms of "gambling" because many are arguing that to be classified as gambling, a game has to be a game of chance. Poker, on the other hand, is a game that involves skill and can be taught and learned by players. Some believe that makes it a game of skill and therefore it should not fall into the same taxing or laws as gambling games do. Although the argument may hold up in court, according to the IRS funds won from poker are still taxable. In fact, any poker tournament operators who award over $5,000 have to report the winner's information for taxation. Those wanting quick cash from gambling are in for a big surprise. Informing the IRS about a win normally means you pay about 25% in upfront taxes. If you withhold the information by refusing to supply an operator with your social security number, the casino can take 28% upfront.

The W-2 form

If you win enough, the casino will supply you with a W-2G form to post winnings. This is a form that chronicles your wins and makes it clear to the IRS what their portion of your good luck is. If you don't make enough to warrant a W-2G form, the IRS still wants to know what you won. It may be $25 at poker, but the taxpayer still has the responsibility to report it.

Filing out tax forms

Filing out tax forms is simple with gambling. Though there are taxes to worry about, there is also line 28 on a Schedule A. It's the Miscellaneous Deductions line and this is where losses from gambling are reported. You can claim up to the total amount of winnings and that will wipe out your taxable gambling income altogether. The IRS instructs gamblers to keep some record of their games that include dates of wagers, location, amounts of each bet, type of game and wins along with losses. You should also keep any lottery tickets and bingo cards in case you need documentation.

Gambling and your taxes

Gambling is a great way to earn quick cash, but you have to remember that any income is considered taxable by the government. Keep track of winnings and losses and be sure to post them on your return or your W-2G. It may seem like a small amount, but the IRS wants to know about all earnings.